Homeowner Basics

Burst Pipe: What to Do in the First Hour, and What Comes Next

Updated · By Homeowner Basics Editors · How we research

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On this page
  1. Most Likely Causes
  2. What You Can Fix Yourself
  3. When to Call a Pro
  4. Prevent It
  5. Frequently Asked Questions
  6. The Bottom Line
  7. Sources

If water is spraying or pouring right now, work through these in order:

  1. Shut off the main water valve, unless reaching it means stepping into water that could be touching outlets, cords, appliances, or the electrical panel; in that case skip to step 2 and have the water utility close the curb valve. The main is usually where the water line enters the house, often near the meter or the water heater; our main shutoff guide shows where to look. A lever turns a quarter turn, until it sits across the pipe; a wheel turns clockwise until it stops. If it is stuck or you can't find it, call the water utility to close the valve at the curb.
  2. Stay out of water that could be touching electricity. If water is near outlets, cords, appliances, or the electrical panel, don't wade in, even to reach the water valve. Turn off power to that area at the breaker panel only if you can reach the panel standing on a dry floor, with dry hands. If water has reached the panel, or you'd have to stand in water to reach it, don't touch it: stay out of the water, call your electric utility to cut power from outside, and call the water utility to close the curb valve.
  3. Drain the lines. Once the main is closed, open a cold faucet on the lowest floor to empty the pipes and take the pressure off the break.
  4. Turn off the water heater if the water will stay off. Electric: switch it off at the breaker; A.O. Smith notes many have two breakers, and both must be off. Gas: turn the control knob to Pilot or Off, following the label on the heater. Turn it back on only after the water is back on and a hot tap has run in a steady stream, with no sputtering air, for at least 3 minutes, so the tank is full; A.O. Smith warns that an electric element heating without enough water around it burns out.
  5. Stay out from under a sagging ceiling. A ceiling bulging with water can come down without warning. Keep everyone out of that room, and don't switch on lights or fans in a wet ceiling.

Then call a plumber. If the water came from a drain, a toilet, or a sewer line rather than a supply pipe, keep everyone out of it: the EPA says damage from sewage or other contaminated water is a job for a professional.

A supply pipe is under pressure day and night, so a split keeps pouring until someone closes a valve. The damage keeps growing after the water stops, too: the EPA says water-damaged areas and items need to be dried within 24 to 48 hours to prevent mold.

If a pipe is frozen but hasn't leaked yet, start with frozen pipes: what to do. If the water is coming from the water heater itself, see water heater leaking.

Most Likely Causes

  1. Freezing. The classic winter burst: ice blocks the pipe, pressure builds, and the pipe splits in a cold spot such as an exterior wall, crawl space, attic, or unheated garage. The leak often starts hours later, as the ice melts. If other faucets were trickling too, more pipes may be frozen or split; tell the plumber, and see the frozen pipes guide before thawing anything.
  2. A failed supply hose or connector. Not every burst pipe is a pipe. The flexible lines to the washer, dishwasher, toilets, faucets, and ice maker fail too, and IBHS notes their fittings, especially rubber gaskets, degrade over time. Water from behind or under one fixture is the giveaway.
  3. Age and corrosion. Copper can develop pinhole leaks from pitting corrosion, which EPA research links to water chemistry, though the exact cause isn't settled, and older galvanized steel pipe rusts from the inside. One pinhole on an old system may not be the only weak spot, so ask the plumber to check the rest.
  4. Water pressure that is too high. Zurn Wilkins, a regulator maker, notes that codes require a pressure reducing valve when street pressure is above 80 psi, and that long-term excess pressure can break plumbing components and cause flooding. A plumber can measure the pressure and check or install the regulator.
  5. Water hammer. A bang in the walls when a faucet or the washer's valve shuts off. Oatey, which makes hammer arrestors, warns that its repeated force can blow apart weak joints. A plumber fixes it by securing loose pipes and adding arrestors.
  6. Physical damage. A nail or screw driven through a pipe in a wall, a pipe crushed in a crawl space, or a line pulled loose when an appliance was moved.

What You Can Fix Yourself

Stop the leak until the plumber comes

Limit the water damage

  1. Photograph first: the break, the water, and everything that got wet, before you move or clean anything. The Insurance Information Institute's order is the same: document the damage, then take reasonable steps to prevent further damage.
  2. Move what you can save into a dry room. Keep damaged belongings, if you can, until the insurance adjuster has seen them.
  3. Remove standing water with a mop, towels, and a wet/dry vac; our wet/dry vac guide covers choosing one. Use the vac only where the water isn't touching outlets or cords, plug it into a GFCI-protected outlet in a dry spot, and don't handle the plug with wet hands.
  4. Dry the room. Run fans, pull up wet area rugs, and open cabinet doors on the wet wall. The EPA's rule for lowering indoor moisture: ventilate when the outside air is cold and dry, and run a dehumidifier when it is warm and humid.

If you can't get everything dry within 24 to 48 hours, the American Red Cross says to assume you have mold growth. Soaked drywall, insulation, carpet pad, and subflooring usually need a restoration company.

Stay safe while you clean up

Document it for your insurer

Call your insurer the same day. The Insurance Information Institute says your policy spells out your responsibilities, and suggests asking whether you are covered, how long you have to file, and whether the loss will exceed your deductible. Keep the photos, a list of damaged items, and every receipt, and ask the plumber to save the burst section of pipe. If wet drywall or carpet has to come out before the adjuster visits, photograph it first.

When to Call a Pro

A plumber, for every burst pipe: the repair, a leak you can't find, a main shutoff that stuck or didn't fully close (have it replaced), and a look at why it burst, including a pressure check.

A water damage restoration company, when water has soaked into drywall, insulation, carpet pad, subflooring, or a ceiling; when you can't dry it within 24 to 48 hours; when the water was contaminated; or when mold covers more than about 10 square feet. They remove the water and confirm the structure is dry with moisture meters, which the EPA notes can monitor drying. They don't fix the pipe: the ANSI/IICRC S500 water damage standard leaves finding and correcting the source to the property owner, which means your plumber. Your insurer may be able to recommend a company.

An electrician, if water reached the panel, outlets, wiring, or light fixtures. Leave that power off until they have checked it.

Prevent It

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Frequently Asked Questions

How do I know if a pipe burst inside a wall?

Look for a stain or bulge on drywall or a ceiling, peeling paint, a musty smell, running water when nothing is on, or a jump in the water bill. The EPA's WaterSense meter test confirms a leak: read the water meter, use no water for two hours, and read it again. If it changed at all, you probably have a leak. Close the main and call a plumber.

Can I turn the water back on before the plumber comes?

Only if the break is isolated: the leaking line has its own shutoff valve, you have closed it, and it holds. Otherwise keep the main closed until the pipe is repaired.

Will my insurance pay for a burst pipe?

That depends on your policy and on what caused the burst, and only your insurer can tell you. Read the policy before you need it. IBHS also suggests keeping a video inventory of your belongings in the cloud so a claim is easier to itemize.

The Bottom Line

Close the main, stay out of water that could be touching electricity, drain the lines, and turn off the water heater if the water will stay off. Then photograph everything, get the water out, and dry the house within 24 to 48 hours. Call a plumber, your insurer, and, if water soaked into walls, floors, or ceilings, a restoration company. Then fix the cause, and put leak sensors where the next leak would start.

Sources

  • U.S. Environmental Protection Agency — a brief guide to mold, moisture, and your home (dry water-damaged areas and items within 24 to 48 hours; sewage or other contaminated water calls for an experienced professional; moldy areas under about 10 square feet are usually a homeowner job; N-95 respirator, long gloves, and unvented goggles), mold remediation guide, chapter 2 (ventilate if outside air is cold and dry; dehumidify if it is warm and humid), and chapter 3 (professional help may be needed to dry an area quickly and thoroughly; moisture meters monitor drying of carpet, wallboard, and wood).
  • U.S. Environmental Protection Agency, WaterSense — Fix a Leak Week (read the water meter before and after two hours of no water use; any change probably means a leak).
  • U.S. Environmental Protection Agency, Science Inventory — copper pitting corrosion and pinhole leaks: a case study (pinhole leaks can lead to water damage, mold, and costly repairs; the exact cause is not known) and pitting corrosion of copper in waters with high pH and low alkalinity (pitting tied to water chemistry).
  • Centers for Disease Control and Prevention — protecting yourself from electrical hazards (do not enter standing water to reach the main power switch; call an electrician; equipment and appliances completely dry before use; power back on only after inspection by a qualified electrician).
  • Ready.gov (FEMA) — floods (do not touch electrical equipment if it is wet or if you are standing in water; people with asthma, other lung conditions, or immune suppression should not enter buildings with indoor water leaks or mold that can be seen or smelled; gloves, protective clothing, and boots during cleanup).
  • American Red Cross — flood safety (do not touch electrical equipment if it is wet or if you are standing in water; dry the home within 24 to 48 hours, or assume mold growth) and frozen pipes (heat no lower than 55°F when away).
  • American Red Cross and FEMA — Repairing Your Flooded Home (a sagging ceiling may be holding water; wet plaster or wallboard is very heavy and dangerous if it falls; stand away from, not under, the sag).
  • Insurance Information Institute — how to file a homeowners claim (read your policy for your responsibilities; ask about coverage, filing deadlines, and the deductible; photograph or video the damage, then take reasonable steps to prevent further damage; keep damaged items for the adjuster if possible; list damaged items; save receipts) and how to protect your home from water damage (check appliance hoses yearly, replace cracked or leaking hoses immediately and all of them every five to seven years; know where the main shutoff is).
  • Insurance Institute for Business & Home Safety — Winter Weather Ready guidance and Winter Ready Home (fittings, especially rubber gaskets, degrade over time; replace washer and dishwasher hoses more than 10 years old; insulate pipes; thermostat at 55°F or higher; know the main shutoff; keep a video home inventory in the cloud).
  • Allstate — what to do if a pipe bursts (shut off the main; open faucets to relieve pressure; your insurer may be able to suggest water-removal services it works with).
  • A.O. Smith —how to turn a water heater on and off (electric: turn off the breaker, and both breakers where there are two; gas: control knob to Off to shut down, to the pilot position when relighting; make sure the tank is full, with a hot tap running, before restoring heat; an element without enough water around it burns out).
  • CenterPoint Energy — flood safety tips (if water has reached the base of the panel or any outlets, don't touch them; ask the utility to disconnect power from outside; submerged outlets, cords, or appliances can energize the water around them).
  • Zurn Wilkins — principles of pressure regulation (PDF) (pressure reducing valves required by code above 80 psi street pressure; long-term excess pressure can break plumbing components and cause flooding).
  • Oatey — how water hammer arrestors work (a thump when a faucet closes or a toilet is flushed; repeated water hammer can blow apart weak joints; arrestors need securely fastened pipe).
  • IICRC — ANSI/IICRC S500 water damage restoration standard (finding and correcting the source of the water is the property owner's responsibility, not the restorer's).

Last reviewed September 27, 2026. General information, not professional advice — burst pipes, pipes inside walls, ceilings, and floors, contaminated water, and any water that has reached wiring or the electrical panel belong to a licensed plumber, electrician, or water damage restoration professional.